Features

Snap a bill or screenshot. The phone reads first; for a surer read send it to cloud AI (Free 30 scans/month, Pro 300, Max 600). If the cloud is slow, read on the phone now, wait longer or type it in.

On-device reading: unlimited

Type or say “coffee 30k”; Túi understands “2 củ” and “1tr5”. End-of-day reminder to log.

Import a statement file from your bank, no bank password. CSV export on every plan.

Set rules so Túi assigns categories; suggestions while you type.

Add salary, rent or an instalment once; Túi logs it and reminds you on time.

7-day bars, category share, comparison with the previous period. Tap a bar for details.

The flame shows how hot your budget is; Burn Day predicts when it runs out from your last 14 days, with a margin of error. Has a widget.

Monthly spending, year-over-year by category, highlights like your biggest month.

Free sees 3 months

Weekly and monthly AI insights and answers to plain-language questions. AI only receives summary numbers, never individual transactions.

Túi assistant: Free 3, Pro 12, Max 30 a day

Flags unusually large expenses, surprise fees and charges taken twice. Worked out on your phone from history.

Free only sees the alert count

Weekly, monthly and yearly Wrapped as 9:16 cards, amounts hidden by default. Pro adds the three-voice roast report and Wallet Mirror.

Weekly: Free. Monthly, yearly: Pro

By week, month, quarter or year, per wallet. Built on your phone; data leaves only if you share it.

Alerts at 80% and when you go over. Pro has no cap on categories.

Free 3 categories

Each trip has its own budget, forecast and charts by day and category.

Free 1 open

Projected balance by day including recurring items, instalments, debts and subscriptions. The “safe to spend today” figure keeps your budget intact.

Detected from your spending history, with a yearly total, price-hike and duplicate-charge alerts.

Free sees only the count

Track loans, debts tied to a wallet, due-date reminders. Ask for repayment with a VietQR code for any bank that accepts QR, made on your phone. Cháy Túi only generates the code and holds no money.

Creating QR: Pro

Send a link so the other person sees their part.

Túi drafts next month’s budget from your recent spending; you adjust and apply.

Deposits with interest by term, a gold and silver book, cash currencies and goals, with market prices inside the app.

Free 2 deposits, 1 metal, 1 currency, 1 goal

No item caps; profit/loss at the dealer’s buy-back price, maturity reminders and price alerts.

Túi comments on your asset mix.

Cash, bank and e-wallets in several currencies. A transfer between two wallets is one two-sided entry that counts as neither spending nor income; across currencies you enter the amount received. Buying a deposit, gold or foreign currency can deduct straight from a wallet so nothing is counted twice.

Set the limit, statement day and payment due date; Túi shows what you owe, what is still available, “swipe today, pay by this date”, reminds you before the due date and records card payments from another wallet (not counted as spending). Optionally only the first 6 and last 4 digits are stored, never the full number, expiry or CVV. Worked out on your phone.

Free can still create a card-type wallet that behaves like a normal wallet; the tracking is locked

Split the bill, request payment from each person, track who owes whom.

Free 1 open group

A Locket-style best-friends widget that shows only fire level and expression. Share the heat, not the balance; a broken streak is never punished.

A wallet shared with the household.

Query your data from Claude or ChatGPT with a personal token.

See the heat on your home screen; send a bill photo to Túi from another app.

Sign in with a 6-digit code sent by email, or set a password to skip the code (at least 8 characters with letters and digits). Forgot it? Get a reset code by email. You can also use the app without signing in; your data then stays on this phone only.

On first launch Túi walks you through 7 steps; the “Get to know Túi” card has 4 tasks that tick themselves as you do them. Replay it in Settings › Guide, which also has short how-to guides per feature (text cards work offline).

30-second videos are being added gradually

Lock the app with Face ID or your passcode; light and dark looks; Vietnamese and English.

The app runs on iPad and iPhone Duo with a roomier layout, and works with a keyboard and mouse.

Pro and Max have their own badges in the app; upgrading brings up a welcome screen.

Pro and Max